Abhicash App 0.2.6

Abhicash App 0.2.6

Abhicash – Freeware – Android
Latest Version
0.2.6
Safe to install

This review examines Abhicash, a provider of short-term personal loans designed to address immediate financial needs with efficiency and convenience. The service emphasizes rapid approval processes, transparent terms, and effortless management, making it a notable option within the digital lending landscape.

Key features of Abhicash include the absence of collateral requirements, clear disclosure of fees, and flexible loan amounts ranging from ₹5,000 to ₹50,000. Borrowers may select tenures between 62 and 365 days with an Annual Percentage Rate (APR) that varies from 0% to 36%. All application processes are fully digital, requiring minimal documentation, and disbursal is executed directly into the borrower's bank account. The platform is accessible 24/7 via a mobile app, facilitating continuous loan management and speedy approvals.

The eligibility criteria stipulate that applicants must be salaried individuals over the age of 21 with a minimum monthly net income of ₹15,000. Necessary documentation includes a PAN card, Aadhaar card, and salary bank statement. Loan calculations demonstrate a transparent approach to interest and fees, providing borrowers with clear expectations regarding repayment amounts.

Charges associated with the service include interest rates ranging from 0% to 36%, late payment fees up to 8.33% per month (minimum ₹500 plus GST), and other miscellaneous fees such as mandate rejection and bounce charges. Notably, there are no prepayment penalties, offering flexibility for borrowers wishing to settle debts early.

The approval procedure is streamlined: download the app, create an account, apply with supporting documents, undergo evaluation, and receive disbursement into the designated bank account. To ensure security throughout the process, Abhicash employs device information collection, location services for KYC verification, SMS alerts for credit assessment, and camera access for selfie uploads.

Abhicash's operations are supported by C N M P Investments Private Limited, an RBI-compliant non-banking financial company (NBFC). For further details regarding privacy policies or support services, users are encouraged to contact [email protected].

Overview

Abhicash App is a Freeware software in the category Business developed by Abhicash.

The latest version of Abhicash App is 0.2.6, released on 06/04/2025. It was initially added to our database on 06/04/2025.

Abhicash App runs on the following operating systems: Android.

Abhicash App has not been rated by our users yet.

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